FINNO
Authorised Allianz General Agent·Allianz Shield Plus
Distributed by WF Wealth Management Sdn Bhd

High Coverage,
Low Premium.

Allianz Shield Plus gives you and your family comprehensive personal accident coverage with 19 primary benefits — so you can enjoy every moment with complete peace of mind.

Renewable up to age 8024/7 Worldwide Coverage19 Primary BenefitsFast-tracked Renewal Bonus
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19
Primary Benefits
RM 2M
Max Sum Insured
80
Renewable Up To Age
9
Plans Available
Why Allianz Shield Plus

Powered up cover,
built for real life.

Renewal Bonus

Fast-Tracked Growth

Your Principal Sum Insured grows by up to 20% per year upon renewal — up to 100% maximum. Your protection scales with your life.

Comprehensive

19 Primary Benefits

From medical expenses and hospital income to snatch theft, kidnap, and miscarriage — every corner of your life is covered.

High Coverage

Sum Insured up to RM 2,000,000

Choose from 9 plans with Principal Sum Insured ranging from RM 50,000 up to RM 2,000,000 — giving you the protection level that truly matches your lifestyle.

Plans & Pricing

Find your perfect plan.

Select your age group and occupation category — prices update instantly.

Age Group
Occupation
Plan 1
RM 60,000
Principal Sum Insured
Medical
RM 3,500
Hospital/Day
RM 85
Renewal Bonus
Up to 100%
RM 103
per year (excl. taxes)
≈ RM 9/month
Full Benefits
Medical ExpensesRM 3,500
Alternative MedicineRM 350
Hospital IncomeRM 85/day (max 180 days)
Dental Correction & Cosmetic SurgeryRM 5,000
Ambulance FeeRM 500
Funeral ExpensesRM 5,000
Mobility ExpensesRM 2,000
Repatriation ExpensesRM 20,000
Miscarriage (due to accident)RM 2,000
Compassionate CareRM 10,000
Snatch Theft / AttemptedRM 600
KidnapRM 10,000 expenses + RM 50,000 reward
Blood Transfusion20% of Principal Sum Insured
Permanent Impotency or Infertility20% of Principal Sum Insured
Bereavement Allowance20% of Principal Sum Insured
Personal Liability3x Principal Sum Insured
Double Indemnity2x Principal Sum Insured + Renewal Bonus
Renewal BonusUp to 100% of Principal Sum Insured
Documents
BrochurePolicy WordingProduct Disclosure
Get This Plan
Plan 2
RM 120,000
Principal Sum Insured
Medical
RM 4,500
Hospital/Day
RM 85
Renewal Bonus
Up to 100%
RM 177
per year (excl. taxes)
≈ RM 15/month
Full Benefits
Medical ExpensesRM 4,500
Alternative MedicineRM 400
Hospital IncomeRM 85/day (max 180 days)
Dental Correction & Cosmetic SurgeryRM 5,000
Ambulance FeeRM 500
Funeral ExpensesRM 5,000
Mobility ExpensesRM 2,000
Repatriation ExpensesRM 20,000
Miscarriage (due to accident)RM 2,000
Compassionate CareRM 10,000
Snatch Theft / AttemptedRM 600
KidnapRM 10,000 expenses + RM 50,000 reward
Blood Transfusion20% of Principal Sum Insured
Permanent Impotency or Infertility20% of Principal Sum Insured
Bereavement Allowance20% of Principal Sum Insured
Personal Liability3x Principal Sum Insured
Double Indemnity2x Principal Sum Insured + Renewal Bonus
Renewal BonusUp to 100% of Principal Sum Insured
Documents
BrochurePolicy WordingProduct Disclosure
Get This Plan
Plan 3
RM 180,000
Principal Sum Insured
Medical
RM 5,500
Hospital/Day
RM 85
Renewal Bonus
Up to 100%
RM 229
per year (excl. taxes)
≈ RM 19/month
Full Benefits
Medical ExpensesRM 5,500
Alternative MedicineRM 450
Hospital IncomeRM 85/day (max 180 days)
Dental Correction & Cosmetic SurgeryRM 5,000
Ambulance FeeRM 500
Funeral ExpensesRM 5,000
Mobility ExpensesRM 2,000
Repatriation ExpensesRM 20,000
Miscarriage (due to accident)RM 2,000
Compassionate CareRM 10,000
Snatch Theft / AttemptedRM 600
KidnapRM 10,000 expenses + RM 50,000 reward
Blood Transfusion20% of Principal Sum Insured
Permanent Impotency or Infertility20% of Principal Sum Insured
Bereavement Allowance20% of Principal Sum Insured
Personal Liability3x Principal Sum Insured
Double Indemnity2x Principal Sum Insured + Renewal Bonus
Renewal BonusUp to 100% of Principal Sum Insured
Documents
BrochurePolicy WordingProduct Disclosure
Get This Plan
Plan 4
RM 240,000
Principal Sum Insured
Medical
RM 6,500
Hospital/Day
RM 110
Renewal Bonus
Up to 100%
RM 303
per year (excl. taxes)
≈ RM 25/month
Full Benefits
Medical ExpensesRM 6,500
Alternative MedicineRM 500
Hospital IncomeRM 110/day (max 180 days)
Dental Correction & Cosmetic SurgeryRM 5,000
Ambulance FeeRM 500
Funeral ExpensesRM 5,000
Mobility ExpensesRM 2,000
Repatriation ExpensesRM 20,000
Miscarriage (due to accident)RM 2,000
Compassionate CareRM 10,000
Snatch Theft / AttemptedRM 600
KidnapRM 10,000 expenses + RM 50,000 reward
Blood Transfusion20% of Principal Sum Insured
Permanent Impotency or Infertility20% of Principal Sum Insured
Bereavement Allowance20% of Principal Sum Insured
Personal Liability3x Principal Sum Insured
Double Indemnity2x Principal Sum Insured + Renewal Bonus
Renewal BonusUp to 100% of Principal Sum Insured
Documents
BrochurePolicy WordingProduct Disclosure
Get This Plan
Plan 5
RM 360,000
Principal Sum Insured
Medical
RM 7,500
Hospital/Day
RM 110
Renewal Bonus
Up to 100%
RM 418
per year (excl. taxes)
≈ RM 35/month
Full Benefits
Medical ExpensesRM 7,500
Alternative MedicineRM 550
Hospital IncomeRM 110/day (max 180 days)
Dental Correction & Cosmetic SurgeryRM 5,000
Ambulance FeeRM 500
Funeral ExpensesRM 5,000
Mobility ExpensesRM 2,000
Repatriation ExpensesRM 20,000
Miscarriage (due to accident)RM 2,000
Compassionate CareRM 10,000
Snatch Theft / AttemptedRM 600
KidnapRM 10,000 expenses + RM 50,000 reward
Blood Transfusion20% of Principal Sum Insured
Permanent Impotency or Infertility20% of Principal Sum Insured
Bereavement Allowance20% of Principal Sum Insured
Personal Liability3x Principal Sum Insured
Double Indemnity2x Principal Sum Insured + Renewal Bonus
Renewal BonusUp to 100% of Principal Sum Insured
Documents
BrochurePolicy WordingProduct Disclosure
Get This Plan
Plan 6
RM 600,000
Principal Sum Insured
Medical
RM 8,500
Hospital/Day
RM 185
Renewal Bonus
Up to 100%
RM 670
per year (excl. taxes)
≈ RM 56/month
Full Benefits
Medical ExpensesRM 8,500
Alternative MedicineRM 600
Hospital IncomeRM 185/day (max 180 days)
Dental Correction & Cosmetic SurgeryRM 5,000
Ambulance FeeRM 500
Funeral ExpensesRM 5,000
Mobility ExpensesRM 2,000
Repatriation ExpensesRM 20,000
Miscarriage (due to accident)RM 2,000
Compassionate CareRM 10,000
Snatch Theft / AttemptedRM 600
KidnapRM 10,000 expenses + RM 50,000 reward
Blood Transfusion20% of Principal Sum Insured
Permanent Impotency or Infertility20% of Principal Sum Insured
Bereavement Allowance20% of Principal Sum Insured
Personal Liability3x Principal Sum Insured
Double Indemnity2x Principal Sum Insured + Renewal Bonus
Renewal BonusUp to 100% of Principal Sum Insured
Documents
BrochurePolicy WordingProduct Disclosure
Get This Plan
Plan 7
RM 900,000
Principal Sum Insured
Medical
RM 9,500
Hospital/Day
RM 185
Renewal Bonus
Up to 100%
RM 943
per year (excl. taxes)
≈ RM 79/month
Full Benefits
Medical ExpensesRM 9,500
Alternative MedicineRM 650
Hospital IncomeRM 185/day (max 180 days)
Dental Correction & Cosmetic SurgeryRM 5,000
Ambulance FeeRM 500
Funeral ExpensesRM 5,000
Mobility ExpensesRM 2,000
Repatriation ExpensesRM 20,000
Miscarriage (due to accident)RM 2,000
Compassionate CareRM 10,000
Snatch Theft / AttemptedRM 600
KidnapRM 10,000 expenses + RM 50,000 reward
Blood Transfusion20% of Principal Sum Insured
Permanent Impotency or Infertility20% of Principal Sum Insured
Bereavement Allowance20% of Principal Sum Insured
Personal Liability3x Principal Sum Insured
Double Indemnity2x Principal Sum Insured + Renewal Bonus
Renewal BonusUp to 100% of Principal Sum Insured
Documents
BrochurePolicy WordingProduct Disclosure
Get This Plan
Plan 8
RM 1,200,000
Principal Sum Insured
Medical
RM 10,000
Hospital/Day
RM 235
Renewal Bonus
Up to 100%
RM 1,248
per year (excl. taxes)
≈ RM 104/month
Full Benefits
Medical ExpensesRM 10,000
Alternative MedicineRM 700
Hospital IncomeRM 235/day (max 180 days)
Dental Correction & Cosmetic SurgeryRM 5,000
Ambulance FeeRM 500
Funeral ExpensesRM 5,000
Mobility ExpensesRM 2,000
Repatriation ExpensesRM 20,000
Miscarriage (due to accident)RM 2,000
Compassionate CareRM 10,000
Snatch Theft / AttemptedRM 600
KidnapRM 10,000 expenses + RM 50,000 reward
Blood Transfusion20% of Principal Sum Insured
Permanent Impotency or Infertility20% of Principal Sum Insured
Bereavement Allowance20% of Principal Sum Insured
Personal Liability3x Principal Sum Insured
Double Indemnity2x Principal Sum Insured + Renewal Bonus
Renewal BonusUp to 100% of Principal Sum Insured
Documents
BrochurePolicy WordingProduct Disclosure
Get This Plan
Plan 9
RM 2,000,000
Principal Sum Insured
Medical
RM 12,000
Hospital/Day
RM 250
Renewal Bonus
Up to 100%
RM 1,816
per year (excl. taxes)
≈ RM 151/month
Full Benefits
Medical ExpensesRM 12,000
Alternative MedicineRM 750
Hospital IncomeRM 250/day (max 180 days)
Dental Correction & Cosmetic SurgeryRM 5,000
Ambulance FeeRM 500
Funeral ExpensesRM 5,000
Mobility ExpensesRM 2,000
Repatriation ExpensesRM 20,000
Miscarriage (due to accident)RM 2,000
Compassionate CareRM 10,000
Snatch Theft / AttemptedRM 600
KidnapRM 10,000 expenses + RM 50,000 reward
Blood Transfusion20% of Principal Sum Insured
Permanent Impotency or Infertility20% of Principal Sum Insured
Bereavement Allowance20% of Principal Sum Insured
Personal Liability3x Principal Sum Insured
Double Indemnity2x Principal Sum Insured + Renewal Bonus
Renewal BonusUp to 100% of Principal Sum Insured
Documents
BrochurePolicy WordingProduct Disclosure
Get This Plan

All premiums are subject to 8% Service Tax + RM10 Stamp Duty.

How It Works

Coverage in 3 simple steps.

Choose Your Plan

Browse our 9 plans and pick the coverage level that fits your needs and budget. Filter by age group and occupation category to see your exact premium.

Make Payment

Complete your application and pay securely online. Your details are submitted directly to us — no paperwork, no queues.

Policy Issued in 1 Business Day

Once payment is confirmed, we will issue your Allianz Shield Plus policy within 1 business day. Coverage starts immediately upon policy issuance.

View Plans & PricingQuestions? Reach out to us anytime.